TwinPay AI is a cognitive abstraction layer for the Celo blockchain. It translates natural human intent into secure, atomic blockchain operations, specifically designed for mobile-first interactions via the MiniPay wallet.
Our mission is to make crypto payments effortless, accessible, and intelligent for everyone. TwinPay AI bridges the gap between complex blockchain technology and everyday users by combining AI with real-world financial needs. We aim to drive mass adoption of crypto—starting from simple payments—by turning wallets into smart assistants that anyone can use, anywhere.
Millions of people, especially in emerging markets, still face friction when trying to access and use crypto for everyday payments. Existing wallets and DeFi tools are often too complex, require technical knowledge, and are not optimized for real-world use cases like microtransactions or social payments. Additionally, there is a lack of intelligent systems that help users make decisions, automate actions, or simplify interactions with blockchain networks such as Celo
TwinPay AI is an intelligent payment assistant built on the Celo ecosystem that simplifies crypto transactions through AI-powered automation. Users can send, receive, and manage funds using natural language, while the AI agent handles execution behind the scenes. It integrates directly with MiniPay and supports seamless, low-cost transactions on Celo mainnet. TwinPay AI also introduces smart features like automated transfers, contextual suggestions, and personalized financial assistance, making crypto payments as easy as chatting.
TwinPay AI operates on a transaction-based and service-based model. We take a small fee from advanced AI-assisted transactions (such as automated payments, smart routing, or premium features), while keeping basic peer-to-peer transfers free or very low-cost to drive adoption. In the future, we plan to introduce premium AI features such as advanced automation, financial insights, and API access for developers and businesses who want to integrate intelligent payment flows into their apps.
Global
TwinPay AI is currently self-funded and built independently. We are seeking support through grant programs and ecosystem funding to accelerate development and adoption.
