TravelShield: The Next-Generation Parametric Insurance & Travel Finance Protocol

TravelShield is an autonomous DeFAI (Decentralized Finance AI) Super App deployed on the Celo Network that automates the entire travel finance lifecycle—from saving for a trip and hedging against currency devaluation to autonomously paying premiums and executing instant on-chain parametric payouts.

By combining Celo's mobile-first stablecoin infrastructure (cUSD) with a network of autonomous AI agents (powered by Groq LLM), TravelShield removes the paper-heavy, friction-ridden processes of traditional travel insurance and finance.

Key DeFAI Agents & Features:

1. Autonomous Claim Oracle Agent: Monitors real-world flight statuses in real-time (via the AviationStack API). If a flight is delayed by more than 120 minutes or cancelled, the agent autonomously signs and triggers a smart contract transaction, paying out the claim directly to the traveler's wallet in cUSD. No manual paperwork, no claims processing delays.
2. Conversational DeFi Agent: A friendly natural-language chat interface allowing users to easily mint policy NFTs, swap travel assets, and query account balances using simple conversational English.
3. AI Savings Coach (100% On-Chain & ReFi Integrated): Users set up personalized travel goals (persisted via localStorage). The agent tracks their live cUSD balances directly from the blockchain and executes actual ERC-20 transfer contract calls to deposit funds into the deployed InsurancePool vault. Includes a "Round-Up to Cause" ReFi feature allowing users to donate spare change to the Glo Dollar Climate Fund.
4. FX Hedging Agent: Connects to a live exchange rate API to monitor real-time fiat-to-USD rates. Built specifically for users in emerging markets (e.g., Argentina, Nigeria, Kenya, Turkey) suffering from local currency inflation. If a sharp drop is detected, the agent sends proactive "Hedge Now" alerts, enabling instant one-click conversion to cUSD stablecoins to protect travel capital.
5. Autopay Manager Agent: Dynamically scans the user's live Celo Mainnet transaction history (via the Celoscan API) to track, fund, or cancel recurring on-chain subscriptions with zero mock data.

Verified Smart Contract Deployments:
TravelShield is fully operational with verified smart contracts deployed on Celo Mainnet:

• cUSD (Native Mainnet): 0x765DE816845861e75A25fCA122bb6898B8B1282a
• Policy NFT (ERC-721 Mainnet): 0xeBa31f2f2BcEe6089adDE62dd69c1B05f5092e3A
• Insurance Pool Vault (Mainnet): 0xc753f9F1f41643eC934E74AA3197E64274088Ec0
• ERC-8004 Global AI Agent ID: Registered and verified on Celo Mainnet (Identity Registry: 0x8004A169FB4a3325136EB29fA0ceB6D2e539a432, Agent NFT ID: 9179, Signer: 0x31541C01Bb04A76647fc40B8288E6FD7Df919aAE).

TravelShield's mission is to democratize global travel finance and restore consumer trust in insurance by leveraging Celo's low-cost, mobile-first Web3 network. By merging autonomous AI agents (DeFAI) with trustless smart contracts, we deliver instant flight delay protection, safeguard purchasing power in emerging markets through FX hedging, and foster global climate action via ReFi micro-donations. We demonstrate that AI and Web3 can seamlessly work together to automate, secure, and simplify everyday real-world utility.

The archaic, $20B+ travel insurance and travel finance industry is fundamentally broken:

1. Tedious, Paper-Heavy Claim Processing: Travelers are forced to fill out complex forms, submit physical documents, and wait 30 to 90 days for claim approvals—only to frequently be denied compensation over technicalities.
2. Emerging Market Currency Vulnerability: Travelers from high-inflation countries (such as Argentina, Nigeria, Kenya, and Turkey) suffer severe purchasing power erosion when planning international trips. A 10% currency devaluation in a single week can completely ruin their travel budget.
3. Friction in Web3 UX: Interacting directly with smart contracts, managing insurance pools, swapping assets, and maintaining recurring stablecoin payments remains highly intimidating and complex for average everyday travelers.
4. Centralized Data Silos: Traditional insurance platforms rely on private databases, making payouts opaque, slow, and prone to administrative manipulation.

TravelShield solves these issues by merging Decentralized Finance (DeFi) with Artificial Intelligence (AI) to create an autonomous, mobile-first travel companion:

1. Trustless Parametric Insurance (Instant Payouts): By turning travel policies into standard ERC-721 NFTs, claims are settled algorithmically. The autonomous AI agent continuously monitors live flight data (via the AviationStack API) and immediately triggers cUSD payouts from our Celo smart contract vaults directly to travelers’ wallets when a delay is verified. Zero human intervention required.
2. DeFAI Conversational Interface: The Conversational DeFi Agent abstracts away all blockchain complexities. Travelers can buy insurance policies, deposit funds, or verify transactions through clean, natural-language prompts.
3. Proactive FX Hedging: The FX Hedging Agent tracks live real-world exchange rates in real-time. It acts as an automated financial guardian, advising emerging market users to instantly swap volatile domestic currencies into Celo cUSD stablecoins the moment local inflation spikes.
4. Transparent ReFi Savings & Autopay: By combining cUSD ERC-20 smart contracts with localStorage persistency, users can build secure, interest-aligned travel funds. It natively supports Celo's ReFi mission by routing round-up change straight to the Glo Dollar Climate Fund.
5. No Placeholders, 100% Real Integrations: All components are connected to live Celo Mainnet/Sepolia smart contracts, the Celoscan API, and verified flight tracking APIs to guarantee a production-ready application.

TravelShield operates a sustainable multi-revenue model centered on transactional efficiency, capital optimization, and B2B expansion: 1. Underwriting Fee (Spread): TravelShield charges a 2.5% fee on all premiums paid in cUSD to mint parametric NFT policies. 2. Pool Capital Yield: Capital deposited into the InsurancePool vault that is not actively locked for immediate claim payouts is programmatically deposited into low-risk, Celo-native yield protocols to generate passive interest for the protocol treasury. 3. Conversational Swap Commissions: A minimal 0.1% transaction fee is charged on currency swaps executed directly through the DeFAI interface or in response to automated FX hedging alerts. 4. B2B Parametric APIs: Enterprise white-label licensing for Online Travel Agencies (OTAs), airlines, and booking platforms seeking to offer automated delay protection natively at checkouts.

Want to raise from VCs

Global (with specific focus on Emerging Markets like Argentina, Nigeria, Kenya, Turkey, and Brazil)