The MiniPay Bill Splitter is a lightweight mobile mini-app that allows friends, families, and small groups to easily split shared expenses using Mento local stablecoins inside the MiniPay wallet. Users can create a bill, define the total amount, assign participants, and each participant pays their share directly using affordable, fast, and reliable digital currencies such as cUSD, cKES, cNGN, cREAL, and more.

The app is designed for MiniPay’s mobile-first environment, offering a simple 3-step flow: Create → Pay → Complete. Payments can be sent directly to the organizer’s wallet or routed through a smart contract that releases funds once everyone has contributed.

Our mission is to make group payments simple, fair, and accessible for everyone by leveraging MiniPay’s mobile experience and Mento’s stablecoin ecosystem.

We aim to eliminate the confusion and friction around shared expenses by providing:

• A transparent way to track contributions
• A trustless payment flow powered by blockchain
• A local-currency friendly environment through Mento stablecoins
• A mobile-first interface anyone can understand
• A fast, low-cost experience for daily, real-life interactions

Ultimately, the project’s goal is to empower communities—especially in emerging markets—to handle shared expenses easily using reliable digital money.

Splitting group expenses in everyday life is messy and inconvenient:

• People often forget who paid or who still owes money.
• Payments are scattered across many apps, currencies, and confirmations.
• Traditional payment methods have delays, fees, or require everyone to use the same service.
• There is no simple way to settle group bills in local digital currencies that are fast and low-cost.
• Trust issues arise when one person collects money and others cannot verify contributions.

This leads to confusion, miscommunication, and delayed or incomplete payments.

The MiniPay Bill Splitter solves these problems by providing a transparent, mobile-first, blockchain-powered bill-sharing system:

• The organizer creates a bill and sets the total amount.
• Participants see exactly how much they owe and pay their share using Mento stablecoins.
• Payments are instant, low-fee, and work across regions and currencies.
• The app tracks who has paid in real time.
• Depending on the chosen mode:
  • Direct mode: participants pay the organizer directly.
  • Secure mode: payments go into a smart contract and the organizer withdraws when the bill is complete.

Users enjoy clarity, fairness, and speed — all within MiniPay.

Want to raise from VCs

Global