Prosper is an intelligent, AI-driven financial agent built on Celo that democratizes access to global remittances and sophisticated wealth management. By utilizing the Self Protocol (AntiGravity) framework and OpenClaw for intent parsing, Prosper allows users to send money across borders and manage savings using simple natural language commands.
The agent handles the entire lifecycle of a transaction: it optimizes routes through Mento liquidity pools for the lowest fees, executes cross-border transfers via Celo stablecoins, and automatically manages "idle" funds by moving them into high-yield Aave v3 vaults or hedging them against local currency volatility. Prosper bridges the gap between complex DeFi protocols and the everyday user, providing a "private banker" experience in a mobile-first environment.
Prosper's mission is to empower the next billion users with financial agency. We believe that prosperity should not be limited by geography or technical expertise. By combining Celo’s mobile-first infrastructure with secure, intelligent agents, we are building a world where cross-border payments are free, savings are automated, and every user has an AI-powered partner dedicated to growing their wealth.
Global finance remains fragmented and expensive for those who need it most. We are solving three core issues:
High Remittance Costs: Traditional corridors (like Western Union or Wise) charge 5-10% in fees and hidden exchange rate markups, disproportionately affecting users in emerging markets.
DeFi Barrier to Entry: Concepts like "liquidity pools," "gas fees," and "yield farming" are too technical for the average user, preventing them from benefiting from Celo's open financial system.
Currency Devaluation: Users in high-inflation regions struggle to protect their purchasing power because they lack the tools to automatically move their earnings into stable, yield-bearing assets.
Prosper acts as a proactive agentic layer on top of Celo.
Intent-Based Remittance: Users simply say "Send $50 to my brother in Lagos." Prosper calculates the cheapest path using Mento (cUSD to cREAL/NGNm) and executes it instantly at a fraction of traditional costs.
Automated Wealth Management: Through its "Saviour" mode, Prosper monitors wallet balances. If funds are idle, it automatically deposits them into Aave v3 to earn yield. If it detects high volatility, it can hedge funds into more stable assets based on pre-set user preferences.
Seamless Experience: By integrating x402 for agent-to-user payments and Celo’s social connect features, Prosper makes blockchain interaction as intuitive as a chat conversation, abstracting away the complexity of addresses and manual swaps.
Prosper generates revenue through a transparent micro-fee on cross-border remittance transactions and a performance-based commission on the automated yield generated within its smart savings vaults.
Want to grow through just grant funding
Global, Africa
