Paycrypt is a live, non-custodial utility bridge operating on Lisk, Base, and Celo. We empower Nigerian users to bypass fiat off-ramps and pay for Airtime and Electricity directly using stablecoins.

To solve the "off-ramp friction" problem by allowing users to instantly convert stablecoins (USDT/USDC) into Airtime, Data, Electricity, and TV subscriptions without withdrawing to a bank.

The Challenge: Millions of Africans hold stablecoins but cannot use them for daily necessities due to high fees and slow off-ramps.

-The "Micro-Transaction" Gap: Buying ₦500 ($0.30) of airtime via P2P is impossible due to minimum limits ($10+) and merchant fees.
-High Off-Ramp Cost: Users lose 2-5% when converting Crypto → Fiat → Bank → Utility.
-Speed: Traditional bank transfers can take minutes to hours to settle.

Paycrypt acts as a direct Crypto-to-Utility Gateway.

User Flow:

1. Connect: User connects wallet (Metamask/Coinbase/Privy).
2. Select: Choose Utility (e.g., MTN Airtime) and Amount.
3. Pay: User signs a transaction on Lisk/Base (Gas < $0.01).
4. Receive: Backend verifies payment and credits the phone number instantly.

Want to grow through just grant funding

Nigeria(expanding into other african coutries)