PayAgent is an autonomous AI agent built on Celo that automates cross-border micro-payments for gig economy workers in Africa and Latin America. Using stablecoins (cUSD), it handles invoicing, payment routing, and dispute resolution — all without a bank account.

To give every gig worker on earth a personal AI financial agent that works for them 24/7 — collecting, sending, and managing payments fairly and instantly using Celo's low-cost blockchain infrastructure.

Over 400 million gig workers in emerging markets lose 15–30% of earnings to remittance fees and delays. Traditional payment rails are too slow, too expensive, and inaccessible to the unbanked — cutting millions out of the global digital economy.

An AI agent deployed on Celo that autonomously: (1) generates and sends invoices, (2) triggers stablecoin payments upon task completion, (3) handles currency conversion, and (4) provides instant payment confirmations via SMS — all on mobile, no bank needed.

Transaction fee (0.5% per payment routed through the agent)

Want to grow through just grant funding

Africa, Latin America

$0