Natilleras digitales en Celo — grupos de ahorro rotativo (natilleras/cadenas/tandas/ROSCAs) automatizados con smart contracts. Cada miembro contribuye una cuota fija en cUSD y cada ronda un miembro recibe el pozo completo. El contrato garantiza cumplimiento con colateral, penalidades automáticas y turnos transparentes. Diseñado para MiniPay y el mercado latinoamericano.
Democratize access to community savings by replacing trust with code. Natillera On-Chain makes ROSCAs safe, transparent, and accessible to anyone with a phone — starting with Latin America.
Millions of people across Latin America participate in informal rotating savings groups (natilleras, tandas, cadenas). These groups depend entirely on trust — if one member doesn't pay, everyone loses. There's no transparency, no enforcement, and no formal record. Disputes are common and there's no recourse.
Natillera On-Chain brings rotating savings groups to Celo blockchain. Smart contracts automate contributions in cUSD, enforce payments through collateral deposits, distribute payouts on schedule, and penalize non-compliance — all transparently and trustlessly. Accessible via MiniPay to 10M+ users across Latam and Africa.
Protocol fee on each payout (1-2% of pool distribution). Free to create and join groups.
Want to grow through just grant funding
Latin America
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