🔹 Agent Description
This AI-powered agent is deployed on the Celo blockchain to offer users intelligent financial insights and DeFi automation in a mobile-first ecosystem. Built natively on Celo’s EVM-compatible chain, the agent interacts directly with on-chain data and wallets, empowering users with features like asset management, credit profiling, and stablecoin tracking, all within a seamless, mobile-optimized experience.
The agent is especially designed for emerging markets where Celo’s lightweight blockchain and low transaction costs thrive. It helps users understand their financial position, manage digital assets, and explore lending/borrowing opportunities without requiring deep technical knowledge.
🔹 How It Uses MiniPay
The agent tightly integrates with MiniPay, Celo's mobile-native wallet:
Wallet Integration: It acts as a smart assistant within MiniPay, enabling users to interact using simple commands or voice inputs.
Gas Abstraction: Transactions initiated via the agent are gasless for the user, thanks to MiniPay’s native fee abstraction (using Celo Dollar cUSD or other stable assets).
Onboarding & Authentication: The AI agent automatically detects user identity and wallet history via MiniPay, eliminating friction for sign-up or wallet switching.
🔹 Stablecoin Discovery and Analytics
The agent can intelligently fetch and present up-to-date information on stablecoins available in the Celo ecosystem:
Discovery: It queries Celo’s DeFi protocols oracles (e.g., Mento, Pyth, or Ubeswap pools) to list all Celo-native and bridged stablecoins such as cUSD, cEUR, USDC, DAI, and more.
Details Provided:
Current market price
Liquidity across DEXs
Historical stability metrics
On-chain volume and adoption trends
User Queries: Users can ask natural language questions like “What’s the safest stablecoin on Celo right now?” or “Compare cUSD and USDC for lending.”
🔹 Transaction Analysis for Lending/Borrowing Capability
The AI agent scans and interprets on-chain transaction data of the user to assess their financial track record:
Behavioral Profiling:
Frequency and volume of transfers
Interaction with DeFi protocols (e.g., Ubeswap, Moola Market, Aave on Celo)
Repayment history in lending pools
Creditworthiness Estimation:
Determines average wallet balance over time
Evaluates trust score based on past performance
Flags risky behaviors or missed repayments
DeFi Integration:
Recommends borrowing limits and APYs personalized to the user
Suggests lending pools that align with user risk appetite
This makes the agent an AI-powered credit oracle, ideal for undercollateralized loans or community lending solutions.
Our mission is to unlock the true financial potential of tokenized real-world assets on Celo by building an intelligent AI-powered agent that verifies ownership, evaluates on-chain value, and enables instant collateralization.
We aim to empower individuals globally — especially in emerging markets — to transform their digital identity, credentials, and asset holdings into real economic opportunities. By bridging the gap between tokenized asset utility and DeFi liquidity, we’re creating a new paradigm where any verifiable asset can be used as trusted collateral — instantly, transparently, and on-chain.
💡 We believe that if you can prove it, you should be able to borrow against it.
In the world of real-world assets (RWA), there’s growing demand to tokenize everything—art, property, credentials, carbon credits, even digital identities. But the biggest gap lies in knowing what these tokenized assets are actually worth, and whether they can be used as reliable collateral in lending systems. Today, users lack an intelligent, automated way to verify asset ownership, determine its on-chain value, and instantly leverage it as collateral to borrow capital.
We're solving that by building an AI-powered platform that identifies, evaluates, and interprets the worth of tokenized assets, allowing users to seamlessly collateralize them and unlock liquidity. Think of it as the missing bridge between on-chain identity, asset utility, and DeFi credit systems.
We’re building an AI-powered agent on the Celo blockchain that enables users to:
It uses on-chain metadata and credential attestations (e.g. from platforms like Sign Protocol, Verite, or Celo Identity) to verify asset authenticity and ownership.
Determine fair market value of tokenized RWAs.
Apply confidence scoring based on historical price, asset issuer reputation, and market activity.
It also calculates volatility, liquidity depth, and pricing oracle reliability to gauge collateral risk.
Select assets to be locked as collateral.
Automatically route to supported Celo-native lending protocols (e.g. Moola, Aave, or a custom RWA vault).
Receive stablecoins like cUSD or USDC instantly into their MiniPay wallet.
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