Mobarter is your all-in-one platform for managing everyday payments using cryptocurrency. From paying bills to sending scheduled payments to friends and family, Mobarter makes crypto practical for daily life. Plus, you can save towards your financial goals and earn rewards as you do.

Features

• 🔌 Buy Airtime & Data
  Instantly purchase mobile airtime and internet data using stablecoins.

• 🎲 Fund Betting Wallets
  Seamlessly top up betting platforms like OneXBet, Bet9ja, and more with crypto.

• 🎁 Buy Gift Cards
  Use your crypto assets to purchase gift cards for loved ones.

• 💡 Pay Utility Bills
  Pay electricity and water bills directly with stablecoins.

• 🔁 Schedule Payments
  Automate recurring fiat payments to friends and family.

• 🔄 On/Off Ramping Services
  Fast, reliable crypto-to-fiat and fiat-to-crypto exchange services.

• 💰 Save and manage your funds
  Earn and grow your funds as you save

Architecture

Architecture

Currently we have:

1. Mobile App: React native

2. Telegram Mini App: Next.js

3. Backend Stack: Nest.js

   • Nest.js
   • Graphql API

4. Mini Server

   • A Next.js support server for fast queries and remote files

Demo Videos:

• Xpay for easy offramping: https://youtube.com/shorts/csEaVqRaGvA
• Airtime: https://youtube.com/shorts/7sLSbCcwYMY?feature=share
• Overview: https://youtube.com/shorts/3scEHofU8G4?feature=share

At Mobarter, our mission is to empower Africans with seamless, secure, and accessible financial tools powered by cryptocurrency. We aim to simplify daily payments, promote financial inclusion, and help users take control of their money — from bill payments to savings — all in one platform.

• Limited Access to Traditional Banking:
  Many Africans face barriers accessing traditional financial services due to location, documentation, or infrastructure issues.

• High Fees & Slow Transactions:
  Cross-border and local payments often come with high fees, delays, and unreliable service.

• Difficulty Using Crypto for Daily Needs:
  While crypto adoption is growing, it's still hard for users to convert it into practical, everyday utility.

• Lack of Simple Tools for Managing Finances:
  Users struggle with saving, scheduling payments, and managing their funds in a streamlined way.

• Fragmented Payment Solutions:
  Users need multiple apps for airtime, bills, remittance, and savings — leading to inefficiency.

• Mobarter Solutions
  Crypto-Powered Payment Access:
  Mobarter offers an all-in-one platform that lets anyone with a smartphone use financial services — no bank account needed.

• Fast, Low-Cost Transactions:
  By using stablecoins and crypto rails, Mobarter ensures affordable and near-instant payments.

• Real-World Utility for Crypto:
  Users can pay bills, buy airtime, fund betting wallets, and purchase gift cards directly with crypto.

• Built-In Saving & Automation Tools:
  Schedule recurring payments and save toward goals — all while earning rewards.

• Unified Platform Experience:
  Everything from crypto exchange to utilities and remittances is handled in one place — Mobarter.

Payments, Saving and Offramping solution

Want to grow through just grant funding

Africa, Nigeria

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