An instant fiat-to-crypto wallet for Merchants that aggregates conversion volumes to secure the best rates for exchanging Argentine pesos and cryptocurrencies
1st QR GENERATION
2nd CUSTOMER SCANS
3rd MERCHANT RECEIVE
Our mission is to give individuals and businesses full control over their finances, enabling them to safeguard their own assets and manage their money securely, traceably, and in a decentralized manner. We want to bring blockchain technology into everyday life, driving its adoption through simple, accessible, and high-impact solutions.
Extremely high fees (up to 11% with QR + long settlement times)
Merchants pay:
4%–7% on average for QR/Mercado Pago
Chargebacks and withholdings
Settlements in 7, 14, or even 30 days
Hidden costs from using multiple accounts
👉 This destroys margins and slows down sales.
2️⃣ Too much friction to get paid and move money
Merchants have to use:
one wallet to collect payments
another to pay suppliers
another to convert to dollars
another to manage crypto
banks that charge fees for every transaction
👉 The experience is slow, expensive, and confusing.
3️⃣ They don’t have real access to fast, cheap, and simple crypto payments
Accepting crypto today is not solved for the average merchant in Argentina:
they don’t know how to use wallets
they distrust it because of volatility
they don’t understand the networks
it’s not easy to convert to fiat instantly
👉 A simple, user-friendly fiat ↔ crypto solution is missing.
🔥 MidatoPay solves these problems like this:
✔ Get paid instantly (fiat or crypto) with 70–90% lower fees
The merchant receives the money in seconds.
✔ One single QR, one single app
Payments with:
crypto
fiat
CVU
cards (integrations with PSP/PSAV)
stablecoins
✔ Automatic crypto → fiat conversion with no volatility
The merchant never has to touch crypto if they don’t want to.
✔ Everything in one place
Collect payments
Pay suppliers
Access dollars/stablecoins
Account overview
Reports
On-chain liquidity
Cashback and rewards
Payments
Want to raise from VCs
Argentina
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