Jahpay is a production-ready on/off-ramp built on Celo that lets users convert fiat to stablecoins and back directly from a clean, mobile-friendly interface. It aggregates multiple providers (such as Yellow Card, Cashramp, and Bitmama) and automatically chooses the best route based on country, fees, limits, and reliability, so users don’t have to compare options manually. Under the hood, it uses audited smart contract patterns, wallet-based authentication, and real-time transaction tracking to deliver a smooth, trusted experience for everyday users, merchants, and builders integrating payments into their apps.
The mission of Jahpay is to make access to Celo stable assets as easy as using a local banking app, starting in Africa and expanding to other underserved regions. By removing friction at the entry and exit points, the project aims to unlock real-world use cases like cross-border payments, payroll, and local commerce for millions of people who are currently excluded or underserved by traditional rails.
In many African and emerging markets, people who want to use crypto for remittances, savings, or payments still struggle with fragmented ramps, inconsistent KYC flows, and high fees. Even when providers exist, coverage is patchy by country, UX is confusing, and users often have to maintain accounts across multiple platforms just to find a route that works on a given day.
Jahpay solves this by acting as a smart “routing layer” that connects users to multiple Celo-compatible ramp providers through one interface and one wallet login. The dApp handles provider selection, fee comparison, and transaction orchestration, giving users a single, reliable place to on-ramp and off-ramp while preserving KYC/AML compliance and transparent status updates end to end.
Nigeria, Ghana, Kenya, South Africa, and others
