Enerpay is a decentralized financial platform in Celo that offers instant payments with stablecoins (cUSD, cREAL) for CFE electricity bills, simplified remittances with commissions <1%, and a decentralized microfinance system based on on-chain reputation.

Enerpay empowers historically excluded communities in LATAM, allowing them to fully participate in the digital economy through accessible, transparent and decentralized blockchain technology. We build a future where anyone, regardless of location or economic situation, can send money, receive remittances, access credit and build wealth through their mobile phone.

In Latin America, more than 200 million people do not have access to traditional financial services. Remittances cost between $10-15 per transaction, digital CFE bills payments are slow and expensive, and millions cannot access credit due to lack of banking history.

Enerpay is a mobile decentralized financial platform built in Celo that democratizes access to financial services. It offers instant payments with stablecoins (cUSD, cREAL), cross-border remittances with commissions <1%, and a microfinance system based on on-chain reputation. Enerpay takes advantage of Celo's mobile-first design, its native stablecoins (cUSD, cREAL, cEUR), the Mento protocol for conversions, EVM support for rapid development, and tools like Valora SDK and WalletConnect for simplified UX. This allows us to offer instant payments, low-cost remittances and microfinance accessible from any smartphone, without the need for traditional banking infrastructure.

Competitive commissions on remittances, microfinance interest income, and future premium services. Prioritize initial adoption and scale toward financial sustainability with multiple revenue streams.

Want to raise from VCs

LATAM

120k USD