Clixpesa is an effort to build a borderless, customer-centric, all in one platform to serve as a trusted
companion to manage money while giving back control to our users. By simplifying web3 for the less
tech and financial savvy, we intend to increase utilization of financial products across sub-saharan Africa.

Making money and crypto simple for everyone

The user experience on most on-chain products is still a challenge for new crypto users. After onboarding the users is faced with high learning curve of how to manage things in web3, be it gas fees, keys and staying vigilant with their keys. Most Clixpesa users, simply want a very simplified user experience where they are just able to make a payment, send money or receive a loan at an instant without worrying about the technicalities that make that possible.

Also, when a user is running low on funds, they wish to get a quick loan to complete their payment immediately without going through the on ramping flow or simply because they don't have fiat to onramp with. This is very useful for the small day to day businesses and kiosk owners that we have been building for.

Clixpesa solves this by introducing smart account with fully sponsored transactions. Users are able to start transacting on Clixpesa with zero balance wallets. Also to make payments worry free, the overdraft feature makes sure a transaction is successfully completed with then need to top up your account. These transactions are caped at $100 deficits, and also within the limit of the Clixpesa user. This also help with moving smaller loans of less that $100 to overdrafts and this above $100 to be services by the p2p micro-loans channel.

Want to raise from VCs

Sub-saharan Africa