Circlo turns verbal predictions between friends into onchain accountability. Create
private circles with your crew, set personal or shared goals, and stake USDT on
yes/no outcomes. When the deadline hits, designated resolvers vote, and winners
split the pool.
Built on Celo Mainnet for sub-cent gas fees and stablecoin-native staking. Mobile
first via MiniPay integration. Low minimum stake (0.001 USDT) makes it accessible
for daily-life predictions: gym streaks, project deadlines, sports calls, crypto
price targets, anything you'd verbally bet a friend over.
Smart contracts are upgradeable (UUPS pattern), with full event indexing via custom
backend. Frontend supports MiniPay, MetaMask, and any Celo-compatible wallet.
The future of social betting isn't public markets — it's private circles where
friends actually hold each other accountable.
Bring real accountability to social predictions by making low-stakes, private
onchain betting accessible and fun. We're building the social layer of
prediction markets — not for traders, but for friend groups who want to keep
each other honest with money on the line.
Long term: Circlo becomes the default way friend groups handle "I bet you can't"
moments, integrated into the way people set personal goals, track habits, and
hold each other accountable.
Friends make predictions all the time — "I'll quit sugar this month", "BTC hits
$150k by Q2", "I'll ship by Friday" — but nothing sticks. Verbal commitments
have no consequence, so people break them without cost.
Existing prediction markets like Polymarket solve part of this with onchain
stakes, but they're public, require KYC, target high-volume speculators, and
have minimum stakes too high for casual daily-life predictions. They're built
for trading outcomes, not for keeping friends accountable.
There's no platform optimized for low-stakes, private accountability betting
between people who actually know each other. As a result, personal goals fail
silently, and the social pressure of friend group bets stays trapped in WhatsApp
groups with zero enforcement.
Circlo turns private friend groups into accountability circles with real stakes
on Celo Mainnet. Three core mechanics:
Private circles: Create a circle, invite specific friends. No public
audience, no spectators. Just your crew.
Low-stakes USDT predictions: Set a goal with a deadline. Members stake
YES or NO. Minimum stake is 0.001 USDT — accessible enough for daily-life
bets, real enough that nobody wants to lose.
Trust-based resolution: Each goal has designated resolvers chosen at
creation. After the deadline, resolvers vote on the outcome. Winners split
the losing pool. Disputes auto-refund.
Built on Celo because: sub-cent gas (vs Ethereum's $5+ per stake), MiniPay
native (40M+ mobile wallets, especially in emerging markets), USDT is native
stablecoin. Smart contracts are UUPS-upgradeable, fully indexed in real-time,
and audited internally for reentrancy and access control.
The result: friends actually hold each other accountable, with skin in the
game proportional to how serious the bet is.
Circlo operates as a transparent prediction protocol on Celo with three planned revenue streams: 1. Protocol fee (post-launch): 1-2% take on resolved stakes. Currently 0% to incentivize early adoption. Configurable per-circle by owners. 2. Premium circle tiers: paid subscription unlocks advanced features — multi-outcome predictions (beyond YES/NO), longer goal durations, custom resolver pools, private analytics dashboards. 3. B2B integration: white-label Circlo SDK for fitness apps, productivity tools, and group challenge platforms wanting onchain accountability primitives. Revenue is sustainable from day 1 because stakes are settled onchain — no custodial fees, no withdrawal friction. Users pay sub-cent gas on Celo, keeping the protocol accessible while fees fund development.
Want to grow through just grant funding
Global, with primary initial focus on Southeast Asia via MiniPay integration
$0 — bootstrapped
