Celora Pay is an advanced decentralized payment gateway built on the Celo blockchain, designed to facilitate crypto payments for merchants, service providers, and digital businesses. Users can make payments using CELO or Celo stablecoins, while merchants have the option to receive funds either in the same token or directly in fiat currency (such as USD, EUR, and other major currencies) through integrated off-ramp services.
Celora Pay provides a secure, transparent, and seamless payment experience with real-time transaction monitoring, comprehensive analytics dashboards, and automated notifications. Merchants can track all incoming payments, view daily, monthly, and aggregated reports, and easily monitor total revenue as well as any late-payment penalties.
The platform is designed to be both user-friendly and highly scalable, allowing payment creators to generate unique payment requests via wallet connection. Merchants can choose the token they wish to accept or receive the fiat equivalent, and the system automatically calculates and processes the corresponding amount in the selected token or fiat currency.
Additionally, Celora Pay offers secure payment options through a Telegram bot and provides API integrations compatible with multiple programming languages and services, creating a fully integrated ecosystem for decentralized payments and transaction management. This makes Celora Pay a cutting-edge and professional solution for digital businesses and users within the Celo network.
We are on a mission to make digital payments simple, secure, and accessible for everyone. By bridging crypto and traditional finance, Celora Pay empowers merchants and service providers to accept crypto and fiat payments seamlessly, enabling broader adoption of blockchain-based financial solutions and creating a more inclusive, efficient, and transparent payment ecosystem.
Many merchants and service providers face significant challenges when trying to accept crypto payments. Existing solutions are often fragmented, slow, or limited to specific tokens, making it difficult for businesses to adopt digital payments seamlessly. Furthermore, converting crypto to fiat can be complex, slow, and costly, creating barriers for merchants who need traditional currency for their operations.
Celo provides a fast, low-fee, and environmentally friendly blockchain, but even with its stablecoins and token ecosystem, there is currently no comprehensive, easy-to-use platform that allows merchants to accept payments in crypto and optionally receive funds in fiat, with real-time monitoring, analytics, and automated notifications. This gap limits adoption of crypto payments for everyday businesses and prevents seamless integration of blockchain-based financial solutions.
We are solving this problem with Celora Pay, a fully decentralized payment gateway on the Celo blockchain that empowers merchants and service providers to accept crypto payments seamlessly. Users can pay with CELO or any Celo stablecoin, and merchants can choose to receive the payment either in the same token or directly in fiat (USD, EUR, etc.) through integrated off-ramp services.
Each payment generates a unique smart contract ensuring secure, transparent, and verifiable transactions. Payments are monitored in real-time, and the system automatically finalizes them, distributing 95% to the merchant and 5% to platform fees, while penalizing late payments to prevent misuse. Merchants can view detailed dashboards, track daily and monthly transactions, and access analytics reports instantly.
Additionally, Celora Pay provides a Telegram bot and APIs for smooth integration, enabling merchants to receive payments securely without constantly checking the platform. By combining instant monitoring, flexible token or fiat settlements, automated notifications, and robust analytics, Celora Pay bridges crypto and traditional financial systems, making digital payments accessible, reliable, and efficient for everyday businesses.
Celora Pay generates revenue through platform fees collected from each payment. Every completed payment allocates 5% of the total transaction to the platform as service fees, while 95% goes to the merchant. Additionally, Celora Pay plans to offer premium analytics, enterprise integrations, and API services for advanced users and larger businesses, creating multiple revenue streams.
Want to raise from VCs
6K USD
