<h1>REFI IN THE CLASSROOM</h1><p><strong>An educational project for an approach to ReFi and DeFi in the context of the Brazilian public school. </strong></p><p><br></p><h2><strong>FOUR GOALS </strong></h2><p>Criarte is to become a part, not the owner.</p><ul><li>Practical approach to Blockchain technology within the reality of students.</li><li>Introduction to the social and environmental uses of blockchain technology.</li><li>Development of a ReFi-DeFi project from the community to the community.</li><li>Production of teaching material, in Brazilian Portuguese, on DeFi-ReFi for high school. </li></ul><p><br></p><h2><strong>WHY HERE?</strong></h2><p>The abundance of natural resources, ethnic and cultural mix and the progressive reduction of poverty made it seem that Brazil was approaching full development.</p><p>However, a sequence of events in the last five years severely reversed this expectation and today Brazil returned to the UN map of countries devastated by hunger and to list of countries in debt with the IMF.</p><p>Within this reality, those who suffer the most are young people, especially the poor. Unemployment, school dropout and the precariousness of public education have generated a lack of perspective that rips off the greatest strength of the youth: their ability to dream.</p><p>Brazilians are famous for never giving up and for what we call “jeitinho”, that is, the ability to innovate in a disruptive way, out of nowhere.</p><p>The meeting of the urgent demand for expectation, and the innovation capacity of these young people, gave birth to our proposal for an introductory course to Blockchain, ReFi and DeFi.</p><p>The course will be placed in partnership with a public school located in a ghetto of an industrial city on the Brazilian coast. The city of Serra, in the state of Espirito Santo. </p><p><br></p><h2>THE CITY OF SERRA - ES</h2><p>The city of Serra, in Espirito Santo, is a good summary of Brazil, with an estimated population of 536,765 people and located between mountains, plains and the sea.</p><p>The population of Serra is diverse, among descendants of blacks, Italians, indigenous and Pomeranians, cultural diversity gives way to a colorful city.</p><p>Urban violence is an old challenge for the city, and in 2011 it was the most violent city in Brazil with 97.62 homicides per 100,000 inhabitants.</p><p>Although the per capita income is U$ 9.608,42, the average income of the population is only U$ 582,50. In other words, deep inequality.</p><p>Between luxury condos like Alphaville, beautiful beaches and favelas, Serra represents the soul of Brazil with strong industrial activity, Atlantic forest and sea.</p><p>In addition to all the social and economic challenges, Serra continues to be a beautiful city, which deserves our attention and affection. It's not the data who says that, it's me, who's spent the entire childhood running on the unpaved streets of neighborhoods like Serra Dourada.</p><p><br></p><p>Source: Censo 2020</p><p><br></p><h2><strong>THE COURSE</strong></h2><p>Over the 12 weeks of the course, students will learn the basics of blockchain technology and then dive into the solutions that DeFi and ReFi offer to typically Brazilian challenges such as deforestation and the difficulty in retaining, within communities, the value which they produce.</p><p>The course will be coordinated by professors Marcelo Silva (PhD in Practical Philosophy, Specialist in Business Law and JS Developer by Moralis Academy) and André Donadia (Master in Philosophy and holder of a degree in Philosophy and in English).</p><p>We aim to partner with people, institutions, ReFi and DeFi protocols so we'll be able to bring to the students the opportunity to have direct live contact with experts, developers and managers who are making a difference in the world of blockchain technology.</p><p>Throughout the course, students will master technologies and concepts associated to ReFi and DeFi to create a project aimed to face the challenge of making the city of Serra, smarter and more sustainable. </p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><h2>THE PHASES</h2><p>The course will be divided into three thematic modules in order to guide students through a teaching-learning process during which they must master the basic concepts of blockchain technology, precautions, understanding of the economic and social dynamics within DeFi and ReFi. At the end they’ll be faced with the challenge of developing, designing and enabling a project with social and environmental impact. </p><p><br></p><h2><strong>FIRST</strong></h2><p><strong>07/02- Lesson 01 - </strong>The emergence of Blockchain technology in finance, geopolitics and the career opportunities.</p><p><strong>14/02/- Lesson 02 - </strong>Differences between money and value. Role of the Central Bank. Economic dynamics. Assets.</p><p><strong>07/03- Lesson 03 - </strong>Technology and Economics. Rothschild Family vs British Treasure. Information, security and speed. </p><p><strong>14/03- Lesson 04 - </strong>1991 - Blockchain Technology. 2008 Bitcoin. 2013. Ethereum. 2016 Cardano. 2018 Altcoin Paradise. 2020. DeFi-ReFi. </p><p><br></p><h2><strong>SECOND</strong></h2><p><strong>21/03 - Lesson 05- </strong>Blockchain. Token. NFT - Cryptoassets.</p><p><strong>28/03- Lesson 06- </strong>Hash. Fork. Smart Contracts. Multi- chain solutions.</p><p><strong>04/04 - Lesson 07- </strong>Liquid Provider. Market Making. </p><p><br></p><h2><strong>THIRD</strong></h2><p><strong> 11/04- Lesson 08- </strong>Blockchain for social, environmental and humanitarian improvements: DeFi. DAOs and ReFi.</p><p><strong>18/04 - Lesson 09- </strong>The emergence of Carbon Neutral initiatives.</p><p><strong>02/05 - Lesson 10- ReFi-Hackathon - Porto Canoa</strong>. </p><p><strong>09/05 - Lesson 11 - ReFi Spring Event </strong>- Local: Grande Vitória.</p><p>An overview of the international community behind the blockchain initiatives that face the climate, social and economical challenges of our time.</p><p>Public presentation of Hackathon outputs Graduation. </p><p><br></p><h2><strong>IMPACT</strong></h2><p>Students of Hilda Miranda High School: 900 Students in the first course: 25</p><p>Relatives of students in the first class: 75</p><p>Total audience directly impacted: 1,000</p><p><strong>Public indirectly impacted </strong></p><p>Population of the neighborhoods around the school: 15,000 </p><p><br></p><h2>THE SCHOOL</h2><p>Hilda Miranda High School is a Brazilian School located in Porto Canoa, a neighborhood within the city of Serra, in the State of Espirito Santo.</p><p>The public of the school is composed by the local population of Porto Canoa, Serra Dourada, Mata da Praia, Nova Carapina and Porto Residencial Tubarão.</p><p>The population of all the previous quoted neighborhoods adds up to 15.000. </p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><h2><strong>REQUIRED RESOURCES</strong></h2><p><strong>We divide the required resources into three categories. </strong></p><ol><li>The resources to make the three months course viable.</li><li>Those to make the hackathon viable.</li><li>Those to make the ReFi Spring Event viable.</li></ol><p>All values here displayed were converted to the US dollar at February, 11. </p><p><br></p><p><strong>Required resources for the three months of the course </strong></p><ul><li>Coordinator - U$ 13,45 per hour (2 hours per week x 12 = 24): U$ 322,72</li></ul><p><br></p><ul><li>Specialist teacher - U$ 9,6 per hour (4 hours per week x 12 = 24): U$ 461,03</li></ul><p><br></p><ul><li>Pedagogical Designer (to produce the didactic material) - U$ 5,76 per hour (2hrs per week x 12 = 24): U$ 138,31</li></ul><p><br></p><ul><li>Teacher transportation - U$ 19,18 per week x 12 weeks: (Total: U$ 230,22)</li></ul><p><br></p><ul><li>Teacher meals - U$ 15,34 per week x 12 weeks: (Total: U$184,18)</li></ul><p><br></p><ul><li>Acquisition of a projector device for classes - U$ 383,71.</li></ul><p><br></p><ul><li>Stationery for three months of classes - U$ 191,76</li></ul><p><br></p><p><strong>Total: </strong>U$ 1.909,98</p><p><strong>Already achieved: </strong>U$ 920,47</p><p><strong>Total required: </strong>U$ 989,51 </p><p><br></p><p><strong>Resources for the hackathon </strong></p><ul><li>Coordinator - U$ 19,18 per hour x 12hrs: U$ 230,22</li></ul><p><br></p><ul><li>Assistant - U$ 11,50 per hour x 6hrs: U$ 69,02</li></ul><p><br></p><ul><li>Photography and filming service for hackathons - U$ 383,71</li></ul><p><br></p><ul><li>Stationery for the hackathon - U$ 383,71</li></ul><p><br></p><ul><li>Food for the hackathon (students + teachers) - U$ 191,78</li></ul><p><br></p><ul><li>Transportation of teachers and students - U$ 191,78</li></ul><p><br></p><ul><li>Prizes for the winning teams - U$ 191,78</li></ul><p><br></p><p><strong>Total: </strong>U$ 1.641,67</p><p><strong>Already achieved: </strong>U$ 682,62</p><p><strong>Total required: </strong>U$ 959,28 </p><p><br></p><p><strong>Resources for the ReFi Spring event </strong></p><ul><li>Coordinator - U$ 19,18 per hour x 12hrs (4 hours for each hackathon): U$ 230,22</li></ul><p><br></p><ul><li>Assistant - U$ 11,50 per hour x 6hrs (2 hours for each hackathon): U$ 69,02</li></ul><p><br></p><ul><li>Design and editing service for the composition of teaching material in Portuguese - U$ 575,73</li></ul><p><br></p><ul><li>Printing of stationery to distribute to the community - U$ 575,73</li></ul><p><br></p><ul><li>Composition of ReFi Kits - DeFi with shirt, bag and mug - U$ 959,17</li></ul><p><br></p><ul><li>Photography and filming service for event registration - U$ 767,34</li></ul><p><br></p><ul><li>Staff for assembly and disassembly of the event structure - U$ 575,73</li></ul><p><br></p><p><strong>Total: </strong>U$ 3.752,30</p><p><strong>Already achieved: </strong>U$ 874,77</p><p><strong>Total required: </strong>U$ 2.878,36 </p><p><br></p><p><strong>Current Sources of Funding </strong></p><p><br></p><ul><li>Hilda Miranda Nascimento School - Will provide the place, structure and food for the students to carry out the course.</li></ul><p>Commitment: It is a public school so commitment cannot be measured in financial terms.</p><p><br></p><ul><li>Blck Asset - Will finance the labor of coordinators, teachers, pedagogical designer, assistants and staff for the assembly and disassembly of the structure.</li></ul><p>(The work of the Professors Marcelo and André are voluntary.)</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>Total commitment: </strong>U$ 2.479,22</p><p><br></p><p><strong>Rest of the resources required: </strong>U$ 4.904,726 </p><p><br></p><h2><strong>THE MANAGEMENT OF THE RESOURCES</strong></h2><p><br></p><p>The resources will be keep in a crypto wallet and each withdrawal will be followed by a memo containing the receipt of the the expenditure.</p><p><strong>The management of the resources will be made by Blck Asset for three reasons: </strong></p><p>1. To keep the resources separated from the personal finances of coordinators and people involved.</p><p>2. As the company is fully registered before the federal, state level and municipal authorities, the level of transparency is higher than a personal account.</p><p>3. The school itself can't receive or manage resources in the form of blockchain assets like tokens, nfts, etc.</p><p><strong>There will be a four step process to the expending of the resources: </strong></p><p>1. The resources will be sending from the Crypto Wallet to our wallet at Binance (Because we can withdraw R$ directly from Binance).</p><p>2. The resources will be converted into Brazilian reals and use to supply one of the requirements described above.</p><p>3. The receipt and a picture of the object or contract (with all the infos about the expenditure) will be annexed to a memo at the crypto wallet.</p><p>4. After every expenditure the contributors will receive an email with our thanks, the description of the expense and the link to the receipt. </p><p><br></p><p><strong>WHO WE ARE?</strong></p><p><br></p><p>Marcelo Silva</p><p><a href="https://www.linkedin.com/in/marcelo-de-a-silva-0581b9216" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/marcelo-de-a-silva-0581b9216/</a></p><p><a href="https://www.instagram.com/marceloalt.s" rel="noopener noreferrer" target="_blank">https://www.instagram.com/marceloalt.s/</a></p><p><a href="https://twitter.com/MarceloAlt5" rel="noopener noreferrer" target="_blank">https://twitter.com/MarceloAlt5</a></p><p>lattes.cnpq.br/3349089601661862</p><p><br></p><p>André Donadia</p><p><a href="https://www.linkedin.com/in/andre-donadia-13282634" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/andre-donadia-13282634/</a></p><p><a href="https://www.instagram.com/andredonadia" rel="noopener noreferrer" target="_blank">https://www.instagram.com/andredonadia/</a></p><p><a href="https://twitter.com/andre_donadia" rel="noopener noreferrer" target="_blank">https://twitter.com/andre_donadia</a></p><p>lattes.cnpq.br/5711020068767978</p><p><br></p><p>Mariana N Mota</p><p><a href="https://www.instagram.com/mariana.nmota" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mariana.nmota/</a></p><p><a href="https://twitter.com/eumarianamotaa" rel="noopener noreferrer" target="_blank">https://twitter.com/eumarianamotaa</a></p><p><br></p><p>Verber Alves</p><p><a href="https://www.linkedin.com/in/verber-s-095a17145" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/verber-s-095a17145/</a></p><p><a href="https://www.instagram.com/verb4l" rel="noopener noreferrer" target="_blank">https://www.instagram.com/verb4l/</a></p><p><a href="https://twitter.com/_verb4l_" rel="noopener noreferrer" target="_blank">https://twitter.com/_verb4l_</a></p><p><br></p><p>Lucas Pacheco</p><p><a href="https://www.linkedin.com/in/lucas-ferreira-pacheco-59275932" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/lucas-ferreira-pacheco-59275932/</a></p><p><a href="https://www.instagram.com/lucas.f.pacheco" rel="noopener noreferrer" target="_blank">https://www.instagram.com/lucas.f.pacheco/</a></p><p><br></p><p><br></p><p>Thanks</p><p>PS: the next update will be writted by Mariana.</p><p><br></p><p>You can follow our updates on our Notion page:</p><p><a href="https://refazbrasil.notion.site/refazbrasil/Blockchain-na-Sala-de-Aula-fe0a649780eb4f598dfd4e14ec311fb5" rel="noopener noreferrer" target="_blank">https://refazbrasil.notion.site/refazbrasil/Blockchain-na-Sala-de-Aula-fe0a649780eb4f598dfd4e14ec311fb5</a></p><p><br></p><p>And you can also follow us in our social media:</p><p>Twitter: <a href="https://twitter.com/Blck_SaladeAula" rel="noopener noreferrer" target="_blank">https://twitter.com/Blck_SaladeAula</a></p><p>instagram: <a href="https://www.instagram.com/blck_na_sala_de_aula" rel="noopener noreferrer" target="_blank">https://www.instagram.com/blck_na_sala_de_aula/</a></p><p><br></p><p><br></p><p><br></p><p>Link to the full project: <a href="https://drive.google.com/file/d/1FP62H3rpQvgUHdyyoTiVawmU7WwyoGL2/view?usp=sharing" rel="noopener noreferrer" target="_blank">https://drive.google.com/file/d/1FP62H3rpQvgUHdyyoTiVawmU7WwyoGL2/view?usp=sharing</a></p><p>Our twitter: @ReFazBrasil2k22</p>