A mobile-first web platform that enables Nigerians to send money instantly, pay merchants, and cash out to bank accounts using blockchain rails abstracted from end-users.

Democratize financial access in Nigeria by building the easiest on-ramp to self-custodial blockchain finance. We're removing every UX barrier—seed phrases, gas fees, technical jargon—while preserving the core benefits: instant settlement, low costs, and user sovereignty over funds.

Nigerians face expensive cross-border remittances (8-12% fees), slow domestic transfers (hours to days), and limited financial inclusion. Existing crypto solutions are too complex for mainstream adoption—requiring seed phrases, gas fee management, and technical knowledge that alienates 95% of potential users.

Aboki uses ERC-4337 smart contract wallets on the blockchain to create a Cash App-like experience. Users authenticate with biometrics (no seed phrases), send money via @usernames (no 0x addresses), and pay zero gas fees (we sponsor transactions). Money moves peer-to-peer in 2 seconds or settles to bank accounts in 90 seconds via regulated fiat rails.

Freemium with transaction fees. P2P transfers are free (we sponsor gas to drive adoption). Revenue comes from: (1) 1% fee on crypto-to-bank settlements, (2) 1% merchant processing fees, (3) future: interest on pooled stablecoin reserves, premium features (higher limits, priority support), and cross-border corridors.

Want to grow through just grant funding

Nigeria (Primary), West Africa (Expansion)

$0 raised to date. Bootstrapped with founder capital. Seeking first $50K-100K to fund: infrastructure costs ($6K/year), regulatory compliance ($10K), developer salaries ($30K), and initial gas sponsorship reserves ($10K). Target: 6-month runway to 10K users.